How to choose a health plan

FreeChapter 14:305 key terms

Putting it all together: how to weigh premiums against deductibles, check that your doctors and drugs are covered, and match a plan to how much care you expect to use. This lesson gives you a practical framework for open enrollment.

What you'll learn

How to weigh premium against deductible and out-of-pocket max
Checking the network and drug formulary before you enroll
Matching the plan type to how you actually use care

Key takeaway: The cheapest premium isn't always the cheapest plan — weigh total cost, your network, and how much care you expect.

Choosing a plan

2 lessons

When you can enroll, and how to pick a plan that fits your budget and how you use care.

1How to choose a health plan▶ Now playing4:30
2What is Open Enrollment?3:30

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What is Open Enrollment?

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