See it work
How HealthWise works
Free lessons teach how health plans work. Premium reads your own plan documents and explains them back to you. Here is both, up close.
See it work
From 28 pages of this to answers, in about a minute
Employees upload the benefits documents they already have. HealthWise reads the numbers and hands back plain language. Below: a sample insurer page on the left, and what HealthWise reads from it on the right. Every value shown is on that page.
What HealthWise reads from it
- The plan
- Cascade Saver HSA · HDHP PPO
- Cascade Preferred network. No referrals needed; out-of-network covered at a reduced benefit.
- What comes out of your paycheck
- $165 / month just you · $470 / month family
- Read from the employee contributions table.
- Your deductible
- $3,200 individual · $6,400 family
- You pay full price for most care until you reach it. Preventive care skips it entirely.
- The most a bad year can cost
- $6,500 individual · $13,000 family
- The out-of-pocket maximum. After this, the plan pays everything in-network.
- After the deductible
- You pay 20%, plus set visit costs
- $50 primary care, $95 specialist, $120 urgent care, $600 emergency room, $18 generic prescriptions.
- The HSA
- Eligible, and your employer adds $750 a year
- Tax-free money that can cover the deductible.
Honest about limits: the reader records only what a document explicitly states, and leaves anything unstated blank rather than guessing. A blurry photo or an unusual layout can still trip it, so members can always enter or correct details by hand. How we use AI →
Video lessons
Short videos in plain language on every key topic. Start with deductibles and finish with picking a plan.
Key terms, right on cue
As each video plays, hard words pop up with a simple meaning. They also land in a panel you can scroll any time.
A glossary that sticks
Every term in one place you can search. Written for people, with real examples.
What you'll learn
Guided courses, start to finish
What you pay, and when
The four costs on every plan — premium, deductible, copay, coinsurance — and how they work together across a year.
Networks & plan types
In-network vs out-of-network, how HMO, PPO, EPO, and HDHP plans decide what you'll pay, and how HSAs and FSAs help you save.
Claims & billing
What arrives after a visit — your Explanation of Benefits, the bill that follows, and how to spot billing errors and scams.
Choosing a plan
When you can enroll, and how to pick a plan that fits your budget and how you use care.
See it with a sample member
The demo walks through a lesson, the glossary, and a full Premium plan comparison. Nothing is saved.