Your healthcare decision companion
Health insurance, finally made simple.
HealthWise provides personalized guidance to help you understand your health benefits, navigate your plan, and make confident choices year-round.
How it works
Learn the basics
Watch short, plain-language lessons on how health plans work. Free for everyone.
Add your plans
Upload your benefits documents or enter the details by hand.
Get your recommendationPremium
See which plan fits you best, what it is likely to cost, and answers about your coverage.
Video lessons
Short videos in plain language on every key topic. Start with deductibles and finish with picking a plan.
Key terms, right on cue
As each video plays, hard words pop up with a simple meaning. They also land in a panel you can scroll any time.
A glossary that sticks
Every term in one place you can search. Written for people, with real examples.
What you'll learn
Guided courses, start to finish
What you pay, and when
The four costs on every plan — premium, deductible, copay, coinsurance — and how they work together across a year.
Networks & plan types
In-network vs out-of-network, how HMO, PPO, EPO, and HDHP plans decide what you'll pay, and how HSAs and FSAs help you save.
Claims & billing
What arrives after a visit — your Explanation of Benefits, the bill that follows, and how to spot billing errors and scams.
Choosing a plan
When you can enroll, and how to pick a plan that fits your budget and how you use care.
For premium members
Upload your plan and get a clear recommendation.
Add your plan. Get a plain-language summary, cost estimates built for you, and answers drawn from your own document. Educational information, not licensed insurance advice.