PPO plans: flexibility at a higher cost

What you'll learn

• ✓How a PPO lets you see specialists without a referral
• ✓Why in-network care still costs you less on a PPO
• ✓How out-of-network coverage and higher premiums balance out

Key takeaway: A PPO buys flexibility — any provider, no referrals — for a higher premium and bigger out-of-network bills.

In-network vs out-of-network, how HMO, PPO, EPO, and HDHP plans decide what you'll pay, and how HSAs and FSAs help you save.

1. 1In-network vs out-of-network3:37
2. 2HMO plans: understanding your coverage3:56
3. 3High Deductible Health Plans (HDHP)4:00
4. 4PPO plans: flexibility at a higher cost▶ Now playing3:45
5. 5EPO plans: network-only, no referrals3:30
6. 6FSA & HSA: an overview4:10
7. 7HMO vs PPO: which fits you4:20
8. 8HSA vs FSA: a detailed comparison4:15