HealthWise
Log inSign up

Library · Networks & plan types · Lesson 6 of 8

Loading player…
0:00 / 4:10

FSA & HSA: an overview

FreeChapter 64:103 key terms

Both an FSA and an HSA let you set aside pre-tax money for medical costs — lowering your taxable income. This lesson introduces how each works, what they cover, and the key rules that separate them.

What you'll learn

  • How pre-tax medical accounts lower what care costs you
  • What an FSA and an HSA can pay for
  • The plan requirements that gate each account

Key takeaway: FSAs and HSAs both use pre-tax dollars for care — the difference is who can open one and what happens to unused money.

Networks & plan types

8 lessons

In-network vs out-of-network, how HMO, PPO, EPO, and HDHP plans decide what you'll pay, and how HSAs and FSAs help you save.

  1. 1In-network vs out-of-network3:37
  2. 2HMO plans: understanding your coverage3:56
  3. 3High Deductible Health Plans (HDHP)4:00
  4. 4PPO plans: flexibility at a higher cost3:45
  5. 5EPO plans: network-only, no referrals3:30
  6. 6FSA & HSA: an overview▶ Now playing4:10
  7. 7HMO vs PPO: which fits you4:20
  8. 8HSA vs FSA: a detailed comparison4:15
Next lesson
HMO vs PPO: which fits you
Next: HMO vs PPO: which fits you →