Learning modules — free
The basics
Premiums, deductibles, copays explained.
3 videos · 18 min
Plan types
HMO, PPO, HDHP — which fits you?
4 videos · 24 min
Claims & billing
How to read an EOB and handle a bill.
3 videos · 20 min
Choosing a plan
Comparing options at open enrollment.
2 videos · 14 min
Now watching — module 1, lesson 1
What is a deductible?
DEDUCTIBLE
The amount you pay before insurance starts covering costs — this popup appears automatically.
Terms in this video
Deductible — what you pay before insurance kicks in
Premium — your monthly insurance bill
Copay — fixed fee per visit or prescription
OOP max — the most you’ll ever pay in a year
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Educational information only — not licensed insurance advice.